Traveling with a credit card can have some unintended consequences if you’re not careful. Here’s how to properly prepare before you embark on an international trip.
One of the first tricks that most of you already know is to alert your bank that you’re going out of the country.
People often overlook this critical step because many times nothing happens. But once in a while, the bank will flag your overseas purchases as potential fraud and freeze your card.
The good news is that banks are making it easier to provide your travel information over the phone and online. Bank of America even lets you send the info through a text message.
The other important item to check is your card’s expiration date. If it expires while you’re traveling, you could get stuck.
Ask your card issuer about its policy for sending new cards overseas and what kind of fees are attached to that service.
Always keep a copy of the bank’s local number IN the country you’re visiting. The 1-800 number on the back of the card probably won’t work if you’re abroad.
For more information about money, currency, and credit, check out:
- 5 Items That Need To Be On Your Checklist for International Travel
- How to Avoid Blocked Credit Cards When You Travel
- More Credit Cards Remove Foreign Transaction Fees
Keep reading for more travel tips.
