The Essentials

Debit Card Warning for When Abroad

Want to use your debit card for making individual purchases when you travel?

Things like restaurant meals, groceries or supplies shouldn’t be a problem. But for other travel purchases like hotel rooms or rental cars, beware. Most vendors will block charges on that debit card. It could be as much as $300 a day to hold against your final bill or any additional charges.


Here’s the problem. That money is immediately deducted from your account.


My advice: don’t do it.


It often restricts your spending ability or worse, it can zero it out.


My other advice, always use a credit card, which retains all of your rights under the federal credit laws.