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Travel Tip: When Traditional Travel Insurance is Not Enough

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suitcaseIt’s one thing to protect your travel investment with a basic trip-cancellation insurance policy.

But with so many other “what-ifs” in the travel process, you may need more than traditional protection. Here’s what to do when traditional travel insurance is not enough.

Berkshire Hathaway has a policy called AirCare, which costs $25 per trip.

If things go wrong, they’ll compensate you, directly into your bank account: $1,000 if your plane is stuck on the tarmac for more than two hours; $500 if a flight delay makes you miss a connection; $1,000 for lost or stolen luggage.

While some travel insurance policies include medical coverage, there’s a type of protection almost no one thinks of: repatriation back to the U.S. if you’re sick or injured abroad.

MedJet Assist has a per-trip or annual plan that gets you out of a local facility and into the hospital of your choice, even if it means providing medical air transport.

You’ll definitely want to look into specialized coverage if you have a preexisting medical condition, or if you’re planning any adventure activities that may not be covered under a traditional plan.

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