Travel insurance remains one of the least understood aspects of the travel experience.

When should you get it? What is and isn’t covered?

This is especially true when it comes to weather. The important question is: does travel insurance cover bad weather? The answer is…maybe.

Is your trip impacted by rain? Maybe not.

By a named hurricane? Maybe yes.

Most trip cancellation and interruption insurance policies cover you if your trip is affected by a hurricane warning or hurricane at your destination.

But it’s important to note: you had to have purchased your policy before the storm was officially named.

Read policy language carefully; some will only cover you if there’s an official evacuation notice or if airports are closed and not operating.